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With the continuous development of China's automobile insurance market,OKX Wallet Sign up various insurance companies are also constantly innovating to improve the service level and convenience. Last month, a new policy attracted the close attention of the majority of car owners, that is, the engine insurance in the "New Car Insurance Policy" has become a new focus of choice. Engine insurance, as the name implies, refers to the type of insurance for the engine of the vehicle. It mainly covers the damage caused by spontaneous combustion, lack of water, water intake and other reasons of the vehicle during driving or the failure of the equipment that needs to be repaired. This insurance can make the car owner in the carGet certain compensation when the vehicle is damaged, solve the problem of vehicle maintenance costs, and provide more comprehensive and reliable insurance protection for the majority of car owners. So, can engine insurance become the focus of car insurance? First of all, the coverage of engine insurance is relatively comprehensive. Compared with ordinary commercial vehicle insurance, engine insurance has a clearer scope of insurance, which not only includes damage caused by spontaneous combustion, water shortage, water inlet and other reasons of the vehicle during operation, but also includes equipment failure and other accidents, such as accidental impact, theft, etc. The synthesis of these coverages can provide more comprehensive insurance coverage for car owners and reduce the risk of loss for car owners. Therefore, engine insurance is expected to become the focus of car insurance. Secondly, the quotation of engine insurance is very affordable under relatively stable conditions.The setting of engine insurance is relatively new, so it tends to be gentle in terms of quotation. Compared with other commercial car insurance, it is relatively affordable and can be said to be an insurance product with relatively high efficiency. For low-probability events, especially in situations such as heavy rain and flood weather, the insurance company quotes according to the percentage of the value of the vehicle, and chooses a certain degree of autonomy, so that the car owner can buy engine insurance products suitable for himself according to his own situation. Finally, the rise of engine insurance is also related to the continuous growth of market demand. The engine is the core component of the car. As the model pays more and more attention to power and high-speed performance, almost all vehicles are equipped with more advanced engines. However, the engine is also vulnerable to damage, which brings an economic burden to the owner. Therefore, in order to meet the market demand, insurance companies have launched a new type of insurance called engine insurance, focusing on protecting the core parts of the vehicle.In a word, with the continuous development of China's automobile insurance market, engine insurance is also on the rise. Compared with traditional commercial car insurance, engine insurance has the advantages of wide coverage and relatively stable and affordable quotation. And with the increasing awareness of automobile safety and safety, the demand for engine insurance is also increasing. Therefore, engine insurance is expected to become the focus of car insurance, providing a more stable guarantee for the safe travel of car owners.

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